Gfloras wrote that, according to a decision of the EU Court numbered C-70/25, banks were required to refund money to phishing victims by the next working day and could not refuse the refund citing the heavy negligence of the customer. He added that, if they considered the customer at fault, they first had to refund the money and then prove their claim in court. Gfloras described the decision as a strengthening of consumer protection. #Δικαιοσύνη #Καταναλωτής #Τράπεζες (translated)
Tomas Kapler wrote that the company Apate has built a fleet of approximately 350,000 AI agents who impersonate trusting individuals and communicate with scammers for as long as possible. According to him, they gather information such as bank account numbers, cryptocurrency wallet addresses, phone numbers, and details about fraudulent websites and scenarios used. The company passes this data on to banks, telecommunications operators, and other institutions. Kapler reported that Apate has recorded over 2.5 million conversations with scammers, which together took about 17 years, and obtained more than 250,000 intelligence data points. He mentioned examples such as the Commonwealth Bank of Australia, which, according to him, saw publicly reported fraud losses drop by 76% after implementing the system, and TPG Telecom, which redirected nearly 590,000 suspicious calls to Apate's agents. One other Australian bank, according to his post, broke up 22 fraudulent campaigns based on the information obtained. He added that the company secured $8.15 million in a seed round in August 2026, just shy of $10 million in total, and planned to expand into London and the United States. Kapler also wrote that Apate expected the proliferation of AI among scammers would lead them to spend more time communicating with its agents instead of potential victims. Finally, Kapler asked whether a similar system would work in Czech. He noted that Czech models may not be as advanced, but older individuals might not regard any mishearing or misunderstanding as a sign of artificial intelligence. He also mentioned that fraudulent AI farms from India, China, Russia, and Ukraine might not recognize such a deception. #AI #podvodníci #technologie (translated)
The author warned readers about fake emails impersonating banks and recommended using unique passwords and enabling two-factor authentication.
Cerfia reported that the European court had decided that banks must immediately reimburse victims of unauthorized payments, including in cases of gross negligence and, on a case-by-case basis, phishing or spoofing. According to Cerfia, banks could then pursue their customers to recover the amounts if they believed that they had participated in the fraud, whether intentionally or not. The media added that it was up to the banks to prove negligence or fraud in order to obtain reimbursement of the amounts paid. #JusticeEuropéenne #Banques #Phishing (translated)
The registration requirement for SMS service providers is intended to significantly reduce phishing SMS and thus enhance consumer protection. (translated)
The European Court of Justice has ruled that banks cannot base an immediate refund for phishing fraud on the allegation of gross negligence by the customer, which improves the chances for victims of banking fraud to receive a quick repayment. #Phishing #BankingBetrug #EuGHUrteil (translated)
Since October 1, 2023, alphanumeric SMS senders in Austria must be registered to prevent the sending of phishing SMS and to protect users from fraud. #Scam #Phishing #Österreich (translated)
The Court of Justice of the European Union establishes that banks must immediately reimburse customers for unauthorized payments, even in the event of negligence on the part of the customer, if the latter reports the incident promptly. #Phishing #RimborsoBancario #DirittiUtenti (translated)
Scammers are constantly finding new schemes to empty people's wallets to the tune of tens of millions of euros, often sending false bills and phishing messages that inform about an alleged violation of traffic laws. #Мошенничество #Финансоваябезопасность #Фишинг (translated)
The online crime organization that sent out 1 billion phishing messages attempted to defraud more than 75,000 organizations in 150 countries, but authorities exposed and shut down its infrastructure in a coordinated action. #adathalászat #phishing #kiberbűnözés (translated)
The Austrian Health Insurance Fund (ÖGK) warns of a fraudulent scheme in which supposed "free home visits" are offered, which are actually phishing activities. (translated)
Today, telecom operators have already blocked over 100 million fraudulent calls. However, new techniques, such as automated calls pretending to be your bank or Card Stop, remain difficult to detect. That is why I am currently working on strengthening our legislation to allow telecom operators, banks, and authorities to better collaborate and exchange the information necessary for detecting fraud more quickly, while ensuring the respect of privacy. #Phishing #Banques #Remboursement (translated)
The European Court of Justice has ruled that banks must immediately (i.e., within 24 hours) compensate victims of phishing, even in cases of gross negligence, which signifies a major change for the banking sector. #Phishing #Banques #Remboursement (translated)
Correos has launched a tool to help users verify the authenticity of the emails they receive and detect possible phishing attempts. #Ciberseguridad #Phishing #Correos (translated)
The European Court of Justice has ruled that banks are obliged to reverse transferred money in the case of phishing in online banking. #EuGH #Onlinebanking #Phishing (translated)
The European Court of Justice has ruled that banks must reimburse victims of phishing within one day, regardless of whether the customer was negligent, and that the bank can only demand proof of negligence after this reimbursement. #Phishing #Terugbetaling #EuropeseUnie (translated)
According to a ruling, banks must first reimburse money in the event of account fraud due to phishing fraud. (translated)
The European Court has ruled that banks must first reimburse victims of account fraud, even if they are accused of gross negligence, in order to ensure a high level of consumer protection. #Bankenbetrug #Phishing #Verbraucherschutz (translated)
Microsoft, together with Japanese authorities, has dismantled a global cybercriminal network that operated an illegal 'webshop' where, among other things, a fake site of the Tax and Customs Administration was for sale, as well as various other phishing tools for online fraud. #Cybercriminaliteit #Phishing #Belastingdienst (translated)
Online fraudsters are increasingly using calendar invitations to lure users to phishing sites and offer meetings with deepfake conversation partners, which may be potentially exacerbated by AI agents. #Cybercrime #Phishing #Onlinebetrug (translated)
