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"What has gradually changed is the perception of risk. For years, interest rates were extraordinarily low, and that's why we leaned towards variable rates, but little by little, the consumer taking out a mortgage is giving more weight to stability than to benefiting from low rates." For Ferran Font, director of Studies at pisos.com, this is proof that buyers value the stability and security of knowing in advance what the cost of their long-term financing will be. (translated)

Cuando el 90% de las hipotecas eran variables: así ha cambiado la percepción del riesgo
www.abc.es

The article analyzes how the perception of risk in the Spanish mortgage market has changed, where currently more than 60% of mortgages are signed at a fixed rate, unlike a decade ago when variable-rate mortgages predominated, driven by a context of rising interest rates and prices. (translated)

Cuando el 90% de las hipotecas eran variables: así ha cambiado la percepción del riesgo

One moment, I have a question. Haven't neither Maricarmen's parents nor Maricarmen herself been able to buy that house in more than 70 years? 70 years renting a civil servant? If she has a pension of €1400 with her salary and no children, couldn't she sign a mortgage? (translated)

Vulture funds are sons of bitches, unscrupulous sharks, but Mari Carmen had been living off subsidies for 50 years because half of her rent was being eaten up by the landlord. And while you were suffocating paying the mortgage on a crappy apartment far from Madrid, she paid a symbolic price to live in the center. A civil servant with a stable job who never bought an apartment because she thought the deal would last her whole life. And now you can start throwing bricks at me. (translated)

Sovereign bonds are skyrocketing and everything is getting more expensive. The 30-year U.S. bond touches 5.29% (highest since 2007) and Japan surpasses 3% for the first time in 30 years. Mortgages, credit cards, and public debt are becoming more expensive at the same time amid fears that inflation is not under control. (translated)

The United Kingdom, a symptom of what's to come: mortgages at 4.45%, sales halted, and no recovery in sight before the October budget. A warning for any European real estate market. (translated)

Renting a home is almost 400 euros more expensive per month than paying a mortgage, which represents an impossible savings trap for many young people who, without sufficient savings, are forced to rent. (translated)

La "trampa del ahorro imposible" para los jóvenes: alquilar cuesta casi 400 euros más al mes que una hipoteca

Desclasifican la declaración patrimonial del ex secretario de la Marina Rafael Ojeda Durán, quien declara no tener bienes inmuebles pese a tener 2 créditos hipotecarios por 6 millones de pesos y ganar 2 millones de pesos al año. https://t.co/UvDoe1sakJ #Política #Transparencia #Corrupción

Barcelona has agreed with CCOO and UGT to promote 1,500 protected homes through the right of superficie, allowing the beneficiaries to enjoy ownership for 75 years and finance it with a mortgage for the first 30 years. (translated)

Comprar una vivienda por 75 años: la fórmula que Barcelona pacta con CCOO y UGT para promover pisos sociales

The rise of the Euribor driven by the war in Iran has caused a 21% increase in home foreclosures due to mortgage defaults in Spain, highlighting that most of these foreclosures correspond to mortgages signed before 2008. (translated)

La escalada del euríbor por la guerra de Irán dispara un 21% los embargos de viviendas por impago de hipotecas

Mortgage foreclosures on primary residences reached a record 3,703 in the second quarter of 2026, an increase of 27% year-on-year and the highest figure since 2017, despite evictions having decreased by 45%. (translated)

Las ejecuciones hipotecarias sobre viviendas habituales marcan récord en nueve años

The Euribor has reached 3.3%, its highest levels in two years, following the recent interest rate hike by the European Central Bank, which anticipates an increase in the cost of credit and mortgages. (translated)

El euríbor se dispara hasta el 3,3% y alcanza máximos de dos años tras la subida de tipos del BCE

The Supreme Court has declared it abusive for banks to require their clients to take out a single premium life insurance policy to access a mortgage, allowing thousands of mortgaged individuals to claim the recovery of the unused portion of the premium plus interest. (translated)

La sentencia por la que miles de hipotecados pueden recuperar dinero del seguro de vida de prima única: "Se oculta un gasto relevante"
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The non-performing loans (NPL) of overdue mortgages are starting to reach the individual market in Madrid, offering prices well below the market, but with significant risks and legal complexities for buyers. (translated)

Se vende hipoteca impagada con casa: los NPL llegan a los particulares, la última y arriesgada vía para comprar vivienda

El alquiler más barato de la zona donde vive Feijóo son 5.500€ al mes. Y tiene un ático en propiedad en Madrid que no utiliza. Más dos pisos en propiedad en Vigo y A Coruña con sendos garajes. Cero hipotecas. Fondos de inversión en Abanca. De dónde saca tanta pasta? #Alquiler #España #Economía

The European Central Bank (ECB) has raised interest rates to 2.5% in an effort to moderate inflation, which will result in higher mortgage and credit costs, but also in greater remuneration for savings. (translated)

El BCE sube los tipos de interés al 2,5%: ¿Qué cambia para hipotecas, créditos y depósitos?
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The recent increase in rates by the European Central Bank will raise mortgage and personal loan payments, resulting in reduced spending capacity and affecting housing market accessibility for many families in Madrid. (translated)

Así afecta la subida de tipos al bolsillo: hipotecas, créditos...

The possibility that the European Central Bank (ECB) will raise interest rates at its next meeting has raised concerns about the increased cost of credit, affecting mortgages, consumer loans, and financing for small entrepreneurs. (translated)

Hipotecas, préstamos, consumo... el crédito se encarecerá si el BCE prepara más de una subida de tipos

In 2026, mortgages represent 70% of the debt of families in Spain, with a total credit of 723.867 billion euros, of which 530.431 billion corresponds to mortgage loans. (translated)

Las hipotecas concentran el 70% de la deuda de las familias en España en 2026
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Manu. 3w

Que Xavi no entrenara un equipo de la Premier random y lo hipotecara fichando jugadores del Barça B es una cosa que todavía me jode #Xavi #Barça #Fútbol