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Heinen calculates a 2% return for 'small savers and investors'. I want to show you how ridiculously low that is. The average return on stocks is 12%: - S&P 500 or AEX - Over 40 years - With reinvestment of dividends It is distributed like this: - 25% of the years have negative returns (average -15%) - 75% of the years have positive returns (average +20%) In the positive years, you already pay tax with a 20% return on an asset of 5,000 euros and a tax-free result of 1,000 euros. Now the tax-free asset limit is 59,357 euros. Soon, the equivalent for investors will be 5,000 euros. "Yes, but many people are savers." That's right. That's exactly what we want to move away from. If there is one thing that we can agree on in Europe and the Netherlands, it's that people need to invest more. By the way, I think we should completely abolish the tax-free result and translate it into a lower rate. It's a logical concept for vab, but it mainly causes disruptions for vwb. (translated)

The cabinet is making a plan. VVD and CDA withdraw the same day. Tomorrow a new plan will go to the Council of State, while the content and coverage are uncertain. And according to Minister Heinen, I am the one muddying the waters... What a chaos. Savers and investors still do not know where they stand. #box3 (translated)

The cabinet wants to spare the small saver and investor with small changes. Then the threshold will most likely go up from 1000 euros to 1500 euros? But so far, there seems to be no change in sight for (small) crypto, bitcoin, and precious metal investors regarding the wealth accumulation tax. (translated)

Incredible @helenestafleu. Anyone who has the discipline to save, to deny themselves things, and to postpone purchases, has absolutely no moral obligation to share the reserve they have built up with those who have not shown that discipline. Come on, that's the reverse world! For the saver, this meant less often, or not at all, going on vacation, a cheaper car, not getting a new phone every year, not eating out regularly but just at home at the dining table, living more frugally, making second-hand purchases instead of new, etc. It is a choice with a price: you deny yourself things so that you have a buffer later, for when things go wrong, when unforeseen expenses arise, but also to be able to live more comfortably in old age. Those who are not willing to make that effort and pay that price have no right to someone else's savings. Do you realize that when you label the unwillingness to share built-up savings as 'petty,' you are actually mocking the discipline and self-control that savers have shown? Is this perhaps because you yourself have not been able to muster this discipline, Helene? People who save generally also handle their own setbacks, do not rely on social services when times are tough, and show that they are morally made of the right stuff. What you are doing here, trying to instill a sense of shame in savers, as if the saver is a miser and the non-saver is a victim, is truly dishonorable, petty, and small-minded. Ugh! (translated)

Incredible @helenestafleu. Someone who has the discipline to save, to deny themselves things, and to postpone purchases absolutely does not have a moral obligation to share that accumulated reserve with those who have not exhibited that discipline. Come on, that's the opposite world! For the saver, this meant less frequent vacations, a cheaper car, not getting a new phone every year, not regularly dining out but just eating at the dining table at home, living more frugally, making second-hand purchases instead of new ones, etc. It's a choice with a price: you deny yourself things so that you have a buffer later, in case things go wrong, when unexpected costs arise, but also to be able to live more comfortably in your old age. Those who are not willing to make that effort and pay that price have no right to the accumulated savings of another. Do you realize that as soon as you label the unwillingness to share accumulated savings as 'small-minded,' you are actually mocking the discipline and self-control that savers have exhibited? Is it perhaps because you have not been able to muster this discipline yourself, Helene? People who save generally also cope with their own setbacks, do not rely on social services when things go wrong, and show moral character in that respect. What you are doing here, trying to instill a sense of shame in savers, as if the saver is a miser and the non-saver is a victim, is truly dishonorable, narrow-minded, and small-minded. Yuck! (translated)

The House of Representatives is critical of the cabinet's plan for the capital gains tax, which would require 850,000 additional savers and investors to pay taxes, and wonders how the Ministry of Finance will close the budget gap of 500 million euros without disadvantaging small savers. (translated)