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AlkoInwestor wrote that his ETF on the S&P 500 was reaching new heights. He described an imagined journey on the Łódź public transport, during which he wanted to thank passengers for their purchases that support companies in the index. Among the examples, he mentioned using Instagram on an iPhone, drinking Coca-Cola, working on a laptop with Windows, eating McDonald's, browsing Amazon, and watching YouTube. He also added Apple, Alphabet, Meta, Microsoft, and Starbucks. He presented the passengers as people who earned money and then spent it on products and services from companies in which, as he wrote, he was an indirect co-owner. The author announced that he would be buying more ETF units every month and checking whether people were working hard enough. He linked this to a call for them to buy, subscribe, scroll through social media, change phones every two years, and choose large fries at McDonald's. #inwestowanie #finanse #ETF (translated)

Rzep praised Krzysztof Stanowski for choosing the name of the program. He wrote that after criticism of Robert Gwiazdowski's text, which compared the stock market to a casino, Gwiazdowski began to present further arguments in favor of the thesis that investing in the stock market is not profitable. Rzep accused him of omitting the fact that — as he pointed out — the PIT-38 tax is paid on realized profits, and a long-term investor does not have to sell their assets every year. He added that millions of zlotys in unrealized profits may not be visible in the Ministry of Finance's data. The author assessed that Gwiazdowski perceives investing as buying stocks after receiving certain information, monitoring their price, and quickly selling them for a small profit. He also noted that he did not take into account the IKE and IKZE solutions, which — according to him — allow for realizing profits without paying tax every year. #giełda #inwestowanie #finanse (translated)

Piotr Cymcyk wrote that the last day showed how socially harmful media commentators' statements can be, including Gwiazdowski's, who compare the stock market to a casino. He argued that in a casino, the mathematical advantage belongs to the casino, while in the broad stock market, a longer horizon works in favor of the investor. As he argued, shareholders become co-owners of companies that conduct business, achieve profits, reinvest them, pay out dividends, and buy back their own shares. The growth of productivity in the economy and company profits, in his opinion, means that long-term investing in the broad market has a positive expected value. Cymcyk pointed out that one can behave like a gambler in the stock market, for example, by using excessive leverage, buying meme coins, or betting on options movements after the release of quarterly results, but that does not make the stock exchange itself a casino. He compared it to stating that the ability to drive a Ferrari into a family at a bus stop does not mean that the car is a killing machine. He also criticized the lack, as he wrote, of educational television material on investing a portion of savings in productive assets and using compound interest, while there is a frequent media presence of individuals whose statements he described as pseudo-wise. He added that Poland should build a strong capital market and increase its participation in it in order to catch up with the West economically, instead of being satisfied with current accounts at 0.1 percent. #giełda #inwestowanie #ekonomia (translated)

The profession Investor wrote that he does not know about wines and does not speak about them as an expert on television, then compared a casino to investing in the stock market. He described the casino as a place where the outcome is determined by chance, and games have a negative sum — the more often one participates, the more one loses. As an example of investment, he mentioned about 2,500 of the largest companies from around the world included in the MSCI ACWI index. According to him, an ETF tracking the index costs about 0.2% per year, and the companies it includes build value and grow. He stated that over a longer period, one can observe an increase in their revenues and margins, which leads to regular growth in stock prices. The author stated that investors can earn when the companies they own increase their value, therefore he considered long-term investment in a broad stock market as a game with a positive sum. He suggested considering an exposure lasting at least 10 years, among other things through an ETF, especially during the next technological revolution. He emphasized that the stock market is not a casino, and buying stocks he called investing, not playing. The profession Investor also posted a chart of an ETF encompassing stocks from around the world, on which — he wrote — he also marked his monthly purchases. He asked whether its trajectory would resemble the financial state after regular visits to a casino. #inwestowanie #giełda #finanse (translated)

„Dlatego inwestowanie w jakąkolwiek ekspansję działalności przedsiębiorczej w tej chwili to kompletne szaleństwo”Głównym powodem jest to, że „biznes jest przekonany o swojej całkowitej niepewności. To znaczy, że firmę zawsze można przejąć, znacjonalizować lub poddać jakimś ograniczeniom” - zauważa ekonomista Władysław Inoziemcew, cytowany przez „The Moscow Times”. #RosyjskieInwestycje #GospodarkaRosji #NiepewnośćEkonomiczna

Artykuł omawia strategie inwestycyjne i zabezpieczające majątek w kontekście rosnących obaw przed potencjalnym zagrożeniem związanym ze sztuczną inteligencją, wskazując na złoto, obligacje oraz dywersyfikację portfela jako kluczowe elementy ochrony przed hipotetycznymi kryzysami. #sztucznainteligencja #inwestowanie #gospodarka

Sylwia Markowska, która po blisko 20 latach pracy w korporacjach zdecydowała się na odejście i założenie własnego biznesu edukacyjnego, pomaga kobietom w osiągnięciu niezależności finansowej poprzez inwestowanie i zdobywanie wiedzy finansowej. #NiezależnośćFinansowa #EdukacjaInwestycyjna #KobietyWSukcesie

Osiągnęliśmy z żoną matematyczne FIRE. Kapitał inwestycyjny: 2,4 mln zł. Wydatki: ok. 10 tys. zł miesięcznie / 120 tys. zł rocznie sprawdzone w okresie próbnym. Portfel: 40% nieruchomości na wynajem 20% gotówka i obligacje 40% akcje / ETF / REIT Planowana roczna stopa wypłaty: 5%. Według przeprowadzonej przez AI symulacji prawdopodobieństwo powodzenia planu wynosi 98%. Zaczynam proces offboardingu. Dziś powiedziałem o wszystkim córce. Jest szczęśliwa. Na oficjalne świętowanie przyjdzie jeszcze czas. Ale już dziś zapraszam Was do śledzenia na moim profilu jednego z ciekawszych eksperymentów finansowych na polskim X. Ubogi Rentier 2.0 Wolność finansowa po polsku. Od teraz sprawdzamy ją w praktyce. #FIRE #WolnośćFinansowa #Inwestowanie

W biurze ktoś powiedział, że pieniądze nie powinny być jedyną motywacją do pracy. Zgodziłem się. Dlatego część wynagrodzenia automatycznie przelewam na konto maklerskie. Dzięki temu motywują mnie również: - ETFy, - dywidendy, - procent składany i przyszła niezależność finansowa. Warto dywersyfikować źródła motywacji. #motywacja #finanse #inwestowanie