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ETFs have convinced investors with their simplicity and low costs, while the increasing complexity and variety of specialized products, including actively managed funds and leveraged ETFs, pose a challenge to keep track of the available investment options. #ETFs #Geldanlage #Aktienfonds (translated)

The opponents of the savings account advocated not to abolish the ten-year holding period for real estate, but to extend it to stocks and ETFs as well. Those who hold securities for a long time should be able to realize profits tax-free. The author referred to this as a logical step in a country whose politics, in his view, have severely damaged the pension system while regularly emphasizing that citizens must provide for themselves privately. #Finanzen #Steuern #Rente (translated)

Artificial intelligence wrote that many would not understand that nominal value increases in a currency that is continuously losing value due to inflation do not represent a real profit. It referred to taxation as wealth taxation that destroys hard-earned assets. This has already been significantly diminished by the multiple taxation of income and expenses for everyday needs. The average wealth of German citizens is already low compared to Europe, it explained. Initially, it mentioned stocks and ETFs, followed by Bitcoin, gold, and real estate. #Vermögensaufbau #Inflation #Steuern (translated)

The author said the Common Agricultural Policy (CAP) was not a policy of the past but one for Europe’s future. They listed building resilience in the farming sector, strengthening strategic autonomy and modernising agriculture as priorities, and said defending agriculture meant preparing for the future. https://t.co/ETf8CFtwea #Agriculture #EU #Sustainability #EU

A recent study shows that Austrians save an average of 306 euros per month, with security, financial protection, and independence being central motives, while the interest in securities and ETFs, especially among young people, has increased significantly. #Sparen #ETFs #Wirtschaft (translated)

AlkoInvestor described a bedtime story on X that he told his younger son two days earlier. In his version of the story about the three little pigs, the first one kept savings in a sock, the second used three-month deposits, and the third had been investing in accumulating global ETFs for years. The wolf, symbolizing inflation, gradually destroyed the first two houses, while the third, as the author wrote, became bigger after thirty years. AlkoInvestor added that his son asked if the wolf ate the remaining pigs. He replied that inflation was slowly diminishing them by a few percent annually. According to the author, the boy did not fall asleep until midnight, and the next evening he asked for an explanation of compound interest; he fell asleep with a smile, supposedly dreaming of charts. #FIRE #finanse #oszczędzanie #edukacja (translated)

Savings account opponents described a hypothetical example in which someone transfers 50,000 euros to a friend for investment. According to this, after one year, the friend achieves a 20 percent return and transfers back shares worth 60,000 euros. A few weeks later, the tax office demands 12,000 euros in gift tax from the recipient, according to the article. After the recipient explains that the money originally belonged to him, the office also demands 9,000 euros in gift tax from the friend. Savings account opponents referred to this as typical for Germany. #Finanzen #Investieren #Steuern (translated)

AlkoInwestor wrote that his ETF on the S&P 500 was reaching new heights. He described an imagined journey on the Łódź public transport, during which he wanted to thank passengers for their purchases that support companies in the index. Among the examples, he mentioned using Instagram on an iPhone, drinking Coca-Cola, working on a laptop with Windows, eating McDonald's, browsing Amazon, and watching YouTube. He also added Apple, Alphabet, Meta, Microsoft, and Starbucks. He presented the passengers as people who earned money and then spent it on products and services from companies in which, as he wrote, he was an indirect co-owner. The author announced that he would be buying more ETF units every month and checking whether people were working hard enough. He linked this to a call for them to buy, subscribe, scroll through social media, change phones every two years, and choose large fries at McDonald's. #inwestowanie #finanse #ETF (translated)

The profession Investor wrote that he does not know about wines and does not speak about them as an expert on television, then compared a casino to investing in the stock market. He described the casino as a place where the outcome is determined by chance, and games have a negative sum — the more often one participates, the more one loses. As an example of investment, he mentioned about 2,500 of the largest companies from around the world included in the MSCI ACWI index. According to him, an ETF tracking the index costs about 0.2% per year, and the companies it includes build value and grow. He stated that over a longer period, one can observe an increase in their revenues and margins, which leads to regular growth in stock prices. The author stated that investors can earn when the companies they own increase their value, therefore he considered long-term investment in a broad stock market as a game with a positive sum. He suggested considering an exposure lasting at least 10 years, among other things through an ETF, especially during the next technological revolution. He emphasized that the stock market is not a casino, and buying stocks he called investing, not playing. The profession Investor also posted a chart of an ETF encompassing stocks from around the world, on which — he wrote — he also marked his monthly purchases. He asked whether its trajectory would resemble the financial state after regular visits to a casino. #inwestowanie #giełda #finanse (translated)

The investor wrote that the decline in XTB’s share price was linked to the information that the British broker IG Group reported revenues 14% lower year-on-year in the third quarter. He noted that IG Group's results do not have to be correlated with XTB's results, although — as he stated — the prices of all European brokers are falling. The author considered returning to buy XTB shares. He pointed out that the company's market capitalization has dropped to around 16 billion PLN, which, given the dynamics of customer acquisition and current results, no longer seemed to him an excessive value. He identified the ongoing work by the Polish Financial Supervision Authority (KNF) on separating clients investing in stocks and ETFs from those using CFDs as the main risk. He announced that he would prefer to wait for the KNF's decision before making larger purchases, which he assessed as having a moderate and relatively short-term impact on the company's results. #XTB #brokerzy #rynki (translated)

The VVD destroys the crypto and precious metals sector. The cabinet pushes investors in gold & bitcoin towards ETFs at banks and brokers. At the expense of entrepreneurs in crypto and precious metals. "It's just until 2030" as a sweetener. No guarantee that this will succeed. https://t.co/35VrLYRI7U #crypto #goud #beleggers (translated)