Emanuel Boeminghaus wrote that construction interest rates had reached a 17-year high, making the dream of homeownership increasingly unaffordable for many Germans. Citing a BILD report from October 20, 2026, which quoted Interhyp, he explained that the interest rates for real estate loans with ten-year fixed rates were around 4.5 percent. Such a figure had last been reached in 2009; in May, the average interest rate was still 3.9 percent. According to Boeminghaus, this increase meant almost 200 euros of additional burden per month, or about 2,400 euros per year, for an average financing. High construction and financing costs, as well as a lack of equity, were therefore particularly complicating home purchases for young families. The report he referred to cited concerns about inflation due to the Iran war and rising energy prices as reasons for the increase in interest rates. A quick easing was not in sight, according to Interhyp, while pressure was growing on property sellers to lower their pricing expectations. https://t.co/hG01K6v6HJ #Bauzinsen #Immobilien #Wohnungsmarkt (translated)


