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Starting in July 2027, parents will be allowed to open a "Future Deposit" for their children under 18, into which up to 5000 euros can be invested tax-free in securities each year, with a one-time bonus of 500 euros planned for children born in 2027 and later. #Zukunftsdepot #Steuerfrei #Familienfinanzen (translated)

Torsten Heinrich wrote that he has never rented from a corporation, but from private individuals who had invested in real estate alongside their jobs. He knows at least seven people who over decades built up to 150 apartments through saving and loans. Two of them constructed and rented out multi-family houses with loans; several started from scratch, including one person from a refugee family. Heinrich argued that private real estate investments also need to be measured against other investment options. Real estate has already performed poorly compared to government bonds or index funds; the main argument for them is the possibility of value appreciation, which is tax-free after ten years. However, this is countered by high renovation costs, as well as work and hassle with tenants. In contrast, paper investments require hardly any effort and, according to him, do not entail additional payments, such as for new insulation or heating regulations. According to Heinrich, the abolition of tax exemption after the holding period is another reason not to invest in real estate. Anyone assuming that the taxation of private real estate sales has no impact on construction activity is effectively making an intellectual capitulation statement. #Immobilien #Investment #Vermietung (translated)

The opponents of the savings account advocated not to abolish the ten-year holding period for real estate, but to extend it to stocks and ETFs as well. Those who hold securities for a long time should be able to realize profits tax-free. The author referred to this as a logical step in a country whose politics, in his view, have severely damaged the pension system while regularly emphasizing that citizens must provide for themselves privately. #Finanzen #Steuern #Rente (translated)

Artificial intelligence wrote that the current tax exemption for the sale of real estate after ten years of holding should be abolished. As a result, the value increase of the purchase price due to inflation would be treated as taxable profit, which could further stifle the industry. The author described the change as unbelievable. https://t.co/1IOydlrt8h #Immobilien #Steuern #Inflation (translated)

Emanuel Boeminghaus wrote that the abolition of tax-free property sales is being discussed again and that property owners may face permanent taxation. The Bundestag rejected a proposal from the Greens to abolish the ten-year speculation period on October 8, 2026, with 446 votes against. Nevertheless, the Finance Committee of the Bundesrat recommends a comparable amendment to Section 23 of the Income Tax Act as part of the 2027 income tax reform. According to Boeminghaus, profits from the sale of rented properties could in the future be taxable regardless of the holding period. This could also affect existing properties for which the ten-year period before the change comes into effect has not yet expired. The Bundesrat is to discuss the recommendations on October 16, 2026. Boeminghaus wrote that the change would worsen the long-term calculation for private real estate investors and eliminate a tax incentive for asset accumulation. He cited the Bundestag, the Bundesrat document 507/1/26, and KPMG Tax News/YouTube as sources. https://t.co/kqtIYMjRuG #Immobilien #Bundesrat #Einkommensteuer (translated)

Tech stocks reported that the one-year holding period for tax-free private sales on precious metals like gold and silver could be eliminated in the future. During a hearing of the petitions committee regarding the crypto holding period, the petitioners argued that taxing Bitcoin while granting tax exemption for physical gold violates the constitutional principle of equality. Subsequently, a representative of the Federal Ministry of Finance fundamentally questioned the tax exemption and confirmed that the ministry is examining the abolition of the holding period for precious metals. According to Tech stocks, there is currently no draft legislation. The author accused the state of boundless greed, wrote that citizens are denied the ability to save and build wealth, and blamed the SPD for plundering Germany. #Edelmetalle #Gold #Steuern (translated)

Eric Strubl, a company heir, expresses his criticism of the tax-free gift of company shares and the associated injustice in an interview, while the Federal Constitutional Court is deliberating on the taxation of company heirs. #Erbschaftsteuer #Gerechtigkeit #Vermögensverteilung (translated)

RobynHD criticized that the Bundestag had rejected two motions to abolish the tax-free Bitcoin holding period the day before. The Greens had called for cryptocurrency gains to be taxed at the personal income tax rate, regardless of the holding period. A total of 132 representatives voted in favor, while 445 voted against. A motion from the Left Party had also failed. This proposed, among other things, taxation akin to stocks, an exit tax, and a EU-wide trading ban for certain proof-of-work coins. The CDU/CSU, SPD, and AfD rejected the proposals. However, the vote does not mean that the abolition is off the table, RobynHD wrote. The SPD-led Ministry of Finance is working on a reform that is also supposed to end the one-year holding period. Bitcoin purchased from 2027 onwards should be taxed at a basic rate of 26.375 percent; existing holdings would be protected. The cabinet is expected to address the proposal on October 14. RobynHD acknowledged that other legislative proposals had been up for decision during the vote. Nonetheless, from the author's perspective, it is alarming that work continues on the abolition despite the clear rejection. The Union could still prevent the reform, but RobynHD has little hope. #Bitcoin #Krypto #Steuern (translated)

"I do not know for the best will what that is, but whatever it is - it is supposed to be very good." His order will enable anyone to "acquire the tax-free diesel for any purposes," Trump promised at a campaign event in the US state of Nebraska. #Spritpreise #Trump #Diesel (translated)

Roman Reher criticized the planned taxation of Bitcoin and other cryptocurrencies that Lars Klingbeil wanted to change. According to Reher, profits after a holding period of one year would no longer be tax-free. He wrote that there was no understandable reason given for why Bitcoin should be taxed differently than gold. According to Reher, the tax could bring in up to 350 million euros in additional revenue per year. However, the yet-to-be-determined effort for implementation could exceed these revenues, as the change would impose significant administrative burdens on tax offices, states, and companies. Reher also wrote that the tax would relieve high-earning traders, who currently pay their personal income tax rate on sales within a year. In contrast, long-term savers who want to independently save for retirement would be worse off. In his assessment, the media showed little interest in Klingbeil's crypto tax. #Kryptowährungen #Steuerpolitik #Finanzen (translated)

"I don't know for the life of me what that is, but whatever it is – it should be very good." The regulation will "officially lift the restriction on land use and allow everyone to purchase tax-free, red-colored diesel for any purpose," Trump said at a campaign event in Nebraska. #Diesel #Trump #USWahlen (translated)

The SPÖ's politics is increasingly distancing itself from the needs of its party base, as an overwhelming majority of SPÖ voters view the tax-free future deposit as a positive idea, while the party leadership remains skeptical of capital market solutions. #Zukunftsdepot #SPÖ #Kapitalmarkt (translated)

Spannende Rede zum Thema Altersvorsorge! Herr Braga hat völlig recht, was die Kostenregel von 1% angeht. Sollte auf 0,5% oder sogar 0,25% gedeckelt werden. Der allgemeine Vorschlag der AfD für ein Junior-Spardepot ist übrigens viel besser. Der würde nämlich 100 Euro pro Kind pro Monat für ein Altersvorsorgedepot bedeuten, finanziert direkt aus Steuermitteln! Einfach gegen zu finanzieren, wenn man z.B keine Gelder mehr für Radwege in Peru oder klimagerechte Kühlschränke in Bolivien verpulvert. Noch besser wäre eine dauerhafte Spekulationsfrist für ALLE Vermögenswerte. Ich spare z.B 10 Jahre oder länger in einen Vermögenswert für die eigene Rente Kapital an? Dann darf ich nach 10 Jahren komplett steuerfrei veräußern. Das wäre der beste langfristige Anreiz für Vermögensaufbau. Die aktuelle Koalition macht leider gerade das Gegenteil (siehe Bitcoin) #Altersvorsorge #Vermögensaufbau #Steuermittel

Junger Industrieschlosser (22) verdient 34.000 Euro brutto pro Jahr und spart mit einem ETF- sowie Bitcoin Sparplan jeden Monat etwas Geld fürs Alter an. Früher wäre dieser Mann SPD-Stammwähler gewesen. Heute erhöhen ihm die Genossen jedes Jahr Steuern sowie Abgaben auf seinen Arbeitslohn. Und nehmen ihm jetzt auch noch die Steuerfreiheit seiner bescheidenen Bitcoin-Gewinne. Es wird als Kampf gegen Reiche verkauft. In Wahrheit ist es ein weiterer Angriff auf die Mittelschicht. #Steuern #Mittelschicht #Bitcoin

2013 habe ich die Bundesregierung gefragt, wie Bitcoin steuerlich zu behandeln ist. Die Antwort war eindeutig: privates Veräußerungsgeschäft, ein Jahr Haltefrist, danach steuerfrei. Das war kein Privileg, sondern Systematik. Wer privates Vermögen hält und nicht gewerblich handelt, zahlt nach einem Jahr keine Steuer auf den Wertzuwachs. So ist es bei Gold, bei Kunst, bei Sammlerstücken. Darauf haben sich die Menschen verlassen. Bitcoin jetzt einzeln herauszulösen, bricht diese Ordnung und trifft ausgerechnet die, die langfristig halten. Heute Morgen habe ich den Musterbrief an die Abgeordneten geteilt. Wenn eine Antwort kommt: hier posten. Ich mache sie öffentlich. #Bitcoin #Haltefrist #Bitcoin #Steuern #Vermögen

Der Sozialausschuss des Nationalrats hat ein Gesetz zur Einführung der steuerbegünstigten „Aktivpension“ beschlossen, das ab Januar 2027 eine monatliche Steuerfreibetragsregelung von bis zu 1.250 Euro für Menschen ab dem Pensionsalter vorsieht, sodass diese weiterhin arbeiten können, ohne Pensionsversicherungsbeiträge zahlen zu müssen. #Aktivpension #Pensionsreform #Steuerbegünstigung